According to Bankrate Insurance, the risk factors that can contribute to car collisions and traffic-related injuries are:
1) Speed. According to Bankrate Insurance, one third of all fatal car accidents in 2010 involved speeding. In all cities, including Miami, car accidents involving speed are more likely to cause serious injury, including head injuries, spinal cord injuries, and fatalities, simply due to the increased force of any crash involving high speeds.
2) Age. 16-year old drivers have higher car accident rates than drivers of any other age. Traffic collisions continue to be the leading cause of death for teenagers. In South Florida cities such as Miami, traffic accidents involving teen drivers are a serious problem, and experts agree that parents can help protect their younger drivers by setting rules and by insisting that new drivers get plenty of training and in-car experience.
3) Gender. In 2010, 70 percent of all people killed in car accidents were men.
4) Impairment. One fifth of all traffic deaths in 2010 were related to DUIs. That year, 10,228 Americans died due to drunk driving. Drunk driving accidents in Miami and across South Florida continue to be a serious tragedy and an entirely preventable type of accident.
5) Motorcycle accidents. In 2010, over 13% of all traffic fatalities involved motorcycles. That year, 4,309 Americans died in motorcycle accidents. This is double the number of motorcycle accident fatalities in 1997. In South Florida cities such as Miami, motorcycle accidents cause not only fatalities but also many spinal cord injuries and head injuries each year. Florida does not mandate helmets for motorcyclists, but experts agree that correct use of helmets is essential for preventing serious injury in an accident.
6) Seat belt use. In 2010, more than half of all young passengers killed in car accidents were not wearing seatbelts at the time of the collision that claimed their lives. With so many car manufacturers releasing advanced new safety systems, it is sometimes easy to forget that one of the most basic safety features of a car – the seatbelt – is also one of the most powerful. If you are in a car accident in Miami or any other community, a seat belt will keep you in place during the collision, reducing your risk of serious injuries such as head injuries.
7) Licensing. Close to 3% of drivers in the US are not licensed. These drivers are 3 times more likely to cause a fatal car accident when compared with licensed drivers. Since these drivers are also uninsured, if you are injured in a car collision with one of these motorists, it can be harder to collect compensation for your injuries. Some experts further believe that a number of hit and run accidents in Miami and South Florida are caused by unlicensed drivers who do not want to be found by police.
Distraction. Distracted driving causes 15 fatalities daily, on average. In 2011, 3,331 Americans were killed due to distracted driving.